Review Bank Accounts
Complete step-by-step checklist to review bank accounts covering log in to online banking weekly and scan for unauthorized fees, and essential action items.
Log in to online banking weekly
Access checking and savings accounts regularly to stay updated
Scan for unauthorized fees
Check for maintenance fees, hidden charges, or payment errors
Verify transaction balances
Cross-reference actual balances with your personal tracking ledger
Evaluate interest rates
Ensure your cash is earning the best possible yield
Update bank alert settings
Enable push notifications for large transactions or low balances
Confirm account connection links
Verify external transfer accounts are verified and working
Review overdraft protection rules
Ensure overdraft protection is off to avoid bank penalties
Verify beneficiary designations
Confirm listed account beneficiaries are correct and legal